L&T Finance Holdings Limited provides various financial services in India. It operates through Rural Finance, Housing Finance, Infrastructure Finance, Defocused Business, and Others segments. The Rural Finance segment offers farm equipment finance, two wheeler finance, and consumer finance services, as well as micro loans. The Housing Finance segment provides home loans, loans against property, and real estate finance. The Infrastructure Finance segment offers infrastructure finance and infra debt funds. The Defocused Business segment provides structured corporate loans, debt capital market, commercial vehicle finance, construction equipment finance, SME term loans, and leasing services. The Others segment offers asset management, wealth management, etc. The company also provides mutual fund products. It operates through 197 branches and 1,395 micro loan meeting centers. The company was formerly known as L&T Capital Holdings Limited and changed its name to L&T Finance Holdings Limited in September 2010. The company was incorporated in 2008 and is headquartered in Mumbai, India. L&T Finance Holdings Limited is a subsidiary of Larsen & Toubro Limited.