TCS Holding 

International Public Joint-Stock Company TCS Holding provides online retail financial services in Russia. It operates through segments: Retail Banking, SME Accounts Services, and Insurance Operations. The company offers retail loans, such as cash, consumer, car, and secured loans, as well as credit cards and other related services. It also provides transactional financial and daily lifestyle services, including mobile app experience, current accounts, debit cards, loyalty programs, co-branded offers, telecommunications, and travel services, as well as savings and investments services; and deposits, and transactional and software services. In addition, the company invests in companies and equity instruments; and offers non-life insurance products, such as accident, property, travel, credit protection, and auto insurance. It serves to individuals, entrepreneurs, and small and medium sized business through internet, mobile, and direct sales agents, and partnerships. The company was formerly known as TCS Group Holding PLC and changed its name to International Public Joint-Stock Company TCS Holding in February 2024. International Public Joint-Stock Company TCS Holding was incorporated in 1999 and is based in Vladivostok, Russia.