1st Constitution Bancorp is a bank holding company, which through its subsidiary, engages in the provision of commercial and retail banking. The company is headquartered in Cranbury, New Jersey and currently employs 189 full-time employees. The Bank is a commercial bank, which is engaged in the business of commercial and retail banking. The firm operates through the Community Banking segment. The Community Banking segment consists of construction, commercial, retail and mortgage banking operations. As a community bank, the Bank offers a range of services (including demand, savings and time deposits and commercial and consumer/installment loans) to individuals, small businesses and not-for-profit organizations principally in the Fort Lee area of Bergen County and in Middlesex, Mercer, Somerset and Monmouth Counties of New Jersey. The Bank's Mortgage Warehouse Funding Group offers revolving lines of credit that are available to licensed mortgage banking companies (the Warehouse Line of Credit). The Bank's investment activities are classified as available for sale and held to maturity securities.