BMO Moderate Allocation Fund Class Y 

This fund's primary objective is to generate a comprehensive investment return, derived from both current income and capital appreciation. It typically aims to allocate approximately 60% of its portfolio to underlying funds primarily focused on fixed income securities, with the remaining 40% directed towards funds investing predominantly in equity securities. However, under typical market circumstances, the fund maintains flexibility, adjusting its asset allocation within ranges of 50-70% for fixed income-focused funds and 30-50% for equity-focused funds.