AppTech Payments 

AppTech Payments Corp. is a financial technology (fintech) firm that offers a comprehensive suite of electronic payment processing solutions and merchant services across the United States. Their merchant services enable businesses to seamlessly accept various cashless transactions, including major credit cards, automated clearing house (ACH) transfers, and wireless payment methods. The company's robust merchant services software integrates advanced features like data encryption and payment tokenization to secure transactions. It also includes issuing bank authorization and facilitates the development of custom-branded (white-label) or merchant-specific mobile applications. These functionalities are designed to ensure smooth, effortless acceptance of digital and mobile payments, encompassing emerging alternative payment methods. Beyond merchant services, AppTech provides comprehensive issuer processing capabilities that are API-driven, account-based, and support multiple use cases and channels for cards, digital tokens, and payment transfers. The company is also currently developing an innovative mobile payment platform that leverages SMS text messaging. Established in 1998 and headquartered in Carlsbad, California, the company rebranded from AppTech Corp. to AppTech Payments Corp. in December 2021.