Sberbank Rossii OAO Pref 

Sberbank of Russia, along with its subsidiaries, delivers a comprehensive suite of corporate and retail banking products and services to individuals, small businesses, large corporations, and financial institutions. For individuals and small enterprises, the bank offers deposit and pension accounts, payment processing, money transfers, brokerage, and asset management services. Its lending solutions encompass vehicle, housing, education, and general consumer loans, as well as mortgages, alongside debit and credit cards, overdraft facilities, and refinancing options. The company also deals in more sophisticated financial products, including derivatives, various financial instruments, foreign currency, precious metals, corporate structured products, commodities, and securities. It further supports clients with debt and capital markets funding, documentary services, and other fee-based offerings. Furthermore, Sberbank provides extensive insurance coverage such as life, property, bank card, accident, liability, trust management, investment and universal life, and travel insurance. It also manages mutual investment funds and administers individual and corporate pension programs. Specifically for small businesses, Sberbank offers business accounts, platforms for exporters and importers, merchant acquiring, international trading services, and corporate cards. Larger corporate clients benefit from loans, investment products, capital markets services, fund investment management, and general banking facilities. For financial institutions, the bank delivers trade finance, interbank lending, currency risk hedging, and treasury management. It also provides deposit and custody services, electronic trading systems, and comprehensive settlement and cash collection solutions. As of December 31, 2020, Sberbank maintained a significant presence in Russia with 11 Regional banks and 14,162 branches, in addition to its international operations across 18 countries. The company, established in 1841, is headquartered in Moscow, Russia.