Ping An Bank Co., Ltd. provides commercial banking products and services for individual customers, corporate customers, government organizations and banks, and other small enterprises in the People's Republic of China. The company operates through three segments: Wholesale Banking Business, Retail Banking Business, and Other Businesses. The company accepts deposits; issues short, medium, and long-term loans; and offers domestic and foreign settlements, and bill acceptance and discounting services. It also engages in the issuance of financial bonds; agency of issuing, cashing, and underwriting government bonds; trading of government bonds and financial bonds; and interbank lending and borrowing activities. In addition, the company is involved in the trading of foreign exchange as an agent; and provision letter of credit, guarantee, safe deposit box, foreign exchange settlement and sale, off-shore banking, assets custody, gold, financial advisory, credit investigation, consultation, collection and payment agency, insurance agency, and witness services, as well as bank cards. Further, it engages in the other businesses. Ping An Bank Co., Ltd. was founded in 1987 and is headquartered in Shenzhen, the People's Republic of China.