AMMB Bhd 

AMMB Holdings Bhd operates as a prominent Malaysian financial services group, primarily through its key subsidiaries, AmBank and AmBank Islamic. Its retail banking division stands out as the main revenue driver, generating the majority of its income. This segment caters to private individuals and small to medium-sized enterprises (SMEs), offering a comprehensive suite of financial products such as personal and auto loans, mortgages, credit cards, various deposit accounts (including current and savings), and other capital financing solutions. For its wholesale banking operations, the group provides an array of corporate-focused services, including financial advisory, restructuring assistance, security issuance, access to futures markets, stockbroking, and derivatives trading. Furthermore, its insurance division delivers both life and general coverage products, facilitated by a strategic partnership with MetLife International. Additional core offerings include investment banking and fund management services.