Optima 30 is a fund-of-funds that invests in a mix of stocks and bonds. It aims for a neutral equity allocation of 30%, which can fluctuate between 25% and 35%, with the remainder invested in bonds and other securities. The fund is actively managed based on strategic and tactical investment views on the economy, investing in several hundred underlying securities to ensure risk diversification. The fund may not be suitable for investors planning to withdraw their money within 3 years.