Affirm Holdings Inc operates a generation payment network designed to address legacy payment options, archaic systems, and traditional risk and credit underwriting models. Its platform supports digital and mobile-first commerce. Its solutions increase customer awareness, consideration, and conversion across every channel, from e-commerce to in-store. Its solutions include Digital wallets, which integrate Affirm through existing wallets, and BNPL for Business, which provides payment solutions for small business customers. It serves Home & lifestyle, Fashion, Auto, Fitness & sporting goods, and Travel.