Established in 2017 and headquartered in London, United Kingdom, Bank of Georgia Group PLC delivers a comprehensive suite of banking and financial services, primarily concentrating its operations in Georgia through its subsidiaries. The group is structured into three principal divisions: Retail Banking, Corporate and Investment Banking, and BNB. The Retail Banking arm caters to a broad clientele, including individual consumers, affluent clients, mass market segments, small and medium-sized enterprises (SMEs), and micro businesses. It provides an extensive array of financial products, such as personal and mortgage loans, overdrafts, credit cards, and other credit facilities, alongside facilitating fund transfers, payment settlements, and managing client deposits under brand names like Express, Bank of Georgia, MSME, and SOLO. The Corporate and Investment Banking segment focuses on institutional and corporate customers, supplying various lending and credit solutions, trade finance services, and support for documentary operations. It also handles savings and term deposit accounts. Additionally, this division extends specialized private banking offerings to high net worth individuals and conducts brokerage activities. In Belarus, the BNB segment is responsible for providing both retail and corporate banking services. As of September 30, 2022, the company maintained a significant physical infrastructure, comprising 211 retail branch locations, 994 automated teller machines (ATMs), and 3,152 Express Pay terminals.