Operating across the United States, Brighthouse Financial, Inc. specializes in offering a comprehensive array of annuity and life insurance solutions. The company's operations are divided into three core divisions: Annuities, Life, and Run-off. Within its Annuities segment, Brighthouse delivers various annuity products, including variable, fixed, index-linked, and income options. These offerings are designed to address clients' requirements for secure, tax-deferred wealth accumulation, effective intergenerational asset transfer, and dependable income streams. The Life segment provides a diverse range of life insurance policies, such as term, universal, whole, and variable plans. These policies empower policyholders to achieve financial safeguarding and facilitate the protected transfer of wealth. Lastly, the Run-off segment is tasked with managing a portfolio of existing obligations. This includes structured settlements, contracts for pension risk transfer, specific company-owned life insurance policies, funding agreements, and universal life policies that feature secondary guarantees. Brighthouse Financial, Inc. was established in 2016 and bases its corporate headquarters in Charlotte, North Carolina.