Bank of Ayudhya Public Company Limited, together with its affiliated companies, offers a comprehensive range of commercial banking services to a broad client base, including individual customers, corporations, small and medium-sized enterprises (SMEs), and other financial organizations. Its Retail division provides various financial products and services, such as checking and savings accounts, time deposits, commercial paper, home financing, credit card facilities, personal loans, point-of-sale financing, hire-purchase and equipment leasing, wealth management, and bancassurance products. For its Commercial clients, the institution delivers an extensive portfolio of financial solutions, including diverse credit facilities for short-term operational capital, efficient cash flow management, international trade financing, transactional banking services, expert advisory, and treasury and money market instruments. Additionally, its offerings encompass refinancing and venture capital, car rental, debt recovery, and staffing support. The company also manages mutual funds and private investment portfolios, provides invoice factoring and information technology services, and engages in micro-lending, property leasing, and securities trading. Furthermore, it acts as an intermediary for life, non-life, and general insurance policies. Established in 1945 and based in Bangkok, Thailand, Bank of Ayudhya Public Company Limited operates as a subsidiary of MUFG Bank, Ltd.