Popular, Inc. operates as a financial services company through its subsidiaries, offering a diverse array of retail, mortgage, and commercial banking solutions throughout Puerto Rico, the United States, and the British Virgin Islands. Its product portfolio encompasses various deposit accounts, including savings, money market, interest-bearing and non-interest-bearing demand accounts, along with certificates of deposit. The company provides extensive credit facilities, such as commercial and industrial loans, multi-family and commercial real estate financing, residential mortgages, and a variety of consumer lending options like personal loans, credit cards, auto loans, and home equity lines of credit. Popular also offers construction financing and lease agreements for vehicles and equipment. Additionally, it delivers investment banking, broker-dealer services, insurance, debit cards, and online banking functionalities. Established in 1893 and headquartered in Hato Rey, Puerto Rico, the company maintained a substantial physical presence as of December 31, 2021, with 169 branches and 616 ATMs in Puerto Rico, 23 ATMs in the Virgin Islands, and 91 ATMs across the U.S. Mainland.