Bawag Group 

BAWAG Group AG acts as the parent company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft, delivering a diverse range of banking products and financial services. Its operational reach extends across Austria, Western Europe, North America, and international markets. The company organizes its offerings through three primary segments: Retail & SME: This segment caters to individual customers and small to medium-sized enterprises, providing savings accounts, payment solutions, card services, various loan products, investment opportunities, and insurance. It also includes specialized services such as small business lending, factoring, leasing activities, social housing initiatives, and real estate leasing platforms. Corporates & Public: Focused on larger entities, this segment offers lending facilities to international corporations, international real estate financing, and financial services for corporate, mid-cap, and public sector clients. Treasury: This segment is responsible for the company's trading and investment operations, including asset-liability management transactions that involve both secured and unsecured funding. The company's headquarters are located in Vienna, Austria.