The investment objective of the Fund is to provide a return in excess of the Consumer Prices Index (after deduction of fees) on a 3 year annualised period with an annualised target volatility of 4% over the same period. The Fund will seek to achieve its objectives by investing at least 80% in collective investment funds (such as OEICS, exchange traded funds and Investment Trusts, and which may include funds managed and/or operated by the ACD or Investment Manager) which will provide exposure to a diversified portfolio but with a high level (more than 60%) of exposure (indirectly) to lower risk assets such as cash, fixed income and select alternative assets such as absolute return strategies and a low level of exposure to higher risk assets such as equities and alternatives such as commodities.