Harbor Diversified International All Cap Fund Investor Class 

This fund is structured to predominantly allocate its holdings, with no less than 65% of its overall assets during typical market periods, towards common and preferred shares issued by international corporations. The Subadviser's central investment philosophy seeks to pinpoint compelling, long-term growth opportunities that emerge from specific dynamics within capital allocation cycles or broader supply-side economic trends. At its heart, this capital cycle approach posits that the attraction of substantial profits usually leads to an excessive influx of capital and increased rivalry, while, conversely, the anticipation of meager returns tends to significantly curb new capital outlays and dampen competitive interest.