Harbor Large Cap Value Fund Investor Class 

The Harbor Large Cap Value Fund primarily allocates its capital to equity instruments, particularly common and preferred shares of large-capitalization companies. A cornerstone of its investment approach dictates that, under normal market conditions, at least 80% of its net assets (inclusive of any borrowed funds for investment) will be committed to securities of such sizable firms. The Subadviser focuses on identifying high-quality businesses that, in their evaluation, the market has priced below their intrinsic value. Additionally, the fund maintains the option to invest up to 20% of its total assets in foreign-issued securities, including those originating from or operating within emerging markets.