IBW Financial Corporation acts as the parent organization for Industrial Bank, delivering a broad array of banking and financial services and products. These offerings cater to individual clients, small and medium-sized enterprises, and governmental entities operating within the Washington, D.C. metropolitan area. Their comprehensive portfolio includes various deposit accounts like checking, savings, and certificates of deposit; investment and savings instruments; residential mortgage loans; and diverse business financing solutions. The latter category features Small Business Administration (SBA) loans, specialized lending for non-profit and faith-based organizations, commercial real estate funding, and both short-term and extended credit facilities, alongside treasury management services. Founded in 1934, the corporation's headquarters are located in Washington, D.C.