American Funds International Growth and Income Fund Class F-3 

This investment vehicle principally allocates its capital to equity securities of substantial, mature companies situated beyond the borders of the United States, encompassing firms operating within both emerging and developing markets. The fund's managers seek out businesses that they believe offer compelling opportunities for either capital growth or the distribution of income through dividends. As a current operational guideline, the advisor plans to deploy at least 90% of the fund's total assets into securities primarily traded on international exchanges, cash, cash equivalents, and U.S. collateralized debt instruments.