KeyCorp serves as the parent entity for KeyBank National Association, delivering a comprehensive suite of retail and commercial banking offerings throughout the United States. Its operations are divided into two main divisions: Consumer Bank and Commercial Bank. For individuals and small to medium-sized enterprises, the company extends services encompassing traditional banking such as various deposit accounts, lending options, and credit cards. It also provides specialized financial solutions like student loan refinancing, mortgage and home equity products, treasury services, business advisory, and a full spectrum of investment and wealth management offerings, including asset and portfolio management, as well as trust services. To its middle market clientele, KeyCorp delivers a sophisticated array of banking and capital markets products. These include syndicated financing, debt and equity capital market solutions, commercial payment systems, equipment financing, commercial mortgage banking, and various financial instruments like derivatives and foreign exchange. Furthermore, it offers financial advisory and public finance services, alongside commercial mortgage loans specifically structured for sectors such as consumer, energy, healthcare, industrial, public sector, real estate, and technology. Additionally, KeyCorp facilitates community development financing and provides securities underwriting, brokerage, and investment banking services. Its physical presence, as of December 31, 2021, spanned 15 states with nearly 1,000 branches and over 1,300 ATMs, supplemented by additional offices. Customers can also access services conveniently through its online and mobile banking platforms, or via its telephone banking call center. Established in 1849, KeyCorp maintains its headquarters in Cleveland, Ohio.