Ottawa Bancorp, Inc. functions as the parent company for Ottawa Savings Bank, a financial institution that delivers a comprehensive array of services to individual consumers and corporate clients throughout Illinois. The bank offers a diverse selection of deposit products, encompassing savings, checking, money market, and interest-bearing accounts, as well as certificates of deposit. Its robust loan portfolio addresses various needs, including commercial financing, non-residential and multi-family real estate loans, and mortgages for one-to-four family residences. Consumer lending options are also extensive, featuring direct vehicle, home improvement, share, and unsecured personal loans, in addition to purchased auto loans, home equity and small personal lines of credit, and student financing. For its business clientele, the company provides sophisticated cash management tools like remote deposit capture, automated clearing house (ACH) and direct payroll deposits, and merchant services, alongside commercial leasing solutions. Furthermore, a suite of supplementary services includes notary and lamination, night depository, document faxing, money gift envelopes, gift and travel cards, coin counting, and essential debit and credit cards coupled with comprehensive digital banking capabilities. Established in Ottawa, Illinois, in 1871, the entity adopted its present name, Ottawa Bancorp, Inc., in October 2016, having previously operated as Ottawa Savings Bancorp, Inc.