RenaissanceRe Holdings Ltd. operates as a global provider of reinsurance and insurance solutions, serving clients in both the United States and international markets. The company's business is organized into two principal segments: Property, and Casualty and Specialty. The Property division focuses on protecting other insurance and reinsurance entities from significant natural and man-made catastrophes. This includes offering excess of loss and retrocessional reinsurance coverage for devastating events such as hurricanes, earthquakes, typhoons, tsunamis, winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism. This segment also provides other property-focused products, including proportional reinsurance, property per risk, general property reinsurance, binding facilities, and multi-line reinsurance for regional U.S. markets. The Casualty and Specialty segment offers a broad and diverse portfolio of products. These include professional liability coverages (like directors and officers, medical malpractice, and professional indemnity), various forms of general liability (such as automobile, employer's liability, casualty clash, umbrella or excess casualty, and workers' compensation), financial and credit products (including mortgage guaranty, political risk, surety, and trade credit), and a wide array of specialized lines like accident and health, agriculture, aviation, cyber, energy, marine, satellite, and terrorism. RenaissanceRe Holdings Ltd. distributes its products and services primarily through various intermediaries. The company was founded in 1993 and is headquartered in Pembroke, Bermuda.