Sun Hung Kai &. 

Sun Hung Kai & Co. Limited functions as an investment holding company, delivering a broad spectrum of financial services across Hong Kong and the People's Republic of China. Its core business activities are segmented into Consumer Finance, Private Credit, Mortgage Loans, Investment Management, and Group Management and Support. Within Consumer Finance, it extends unsecured credit to both individual clients and corporate entities, accessible via its branch network and digital channels. The Private Credit arm specializes in tailored funding solutions for corporations, investment funds, and high-net-worth individuals. Its Mortgage Loans division provides first and second mortgage options for property owners, alongside bespoke financing packages for real estate investors. Through Investment Management, the company actively participates in public markets, alternative asset classes, and real estate ventures. Furthermore, SHK provides a comprehensive suite of ancillary services, including secretarial support, financial advisory, nominee services, loan guarantees, direct money lending, asset and fund management, property investment, and securities trading. Established in 1969, Sun Hung Kai & Co. Limited is headquartered in Causeway Bay, Hong Kong, and operates as a subsidiary of AP Emerald Limited.