The Southern Banc Company, Inc. serves as the parent organization for The Southern Bank Company, which delivers a wide array of banking products and services throughout Alabama. Its offerings cater to both individual and commercial clients. Personal banking solutions encompass checking accounts and a variety of loans, including home mortgage, home equity, auto, and personal loans. For businesses, the company provides essential services such as business checking, cash flow management, real estate lending, and equipment financing. Beyond these, clients can access commercial accounts, accounts receivable management, factoring services, and convenient online and ATM banking options. Physically, the company operates through four full-service banking branches situated in Gadsden, Albertville, Guntersville, and Centre, all within Alabama. Additionally, it maintains a dedicated commercial finance office in Birmingham. Established in 1936, The Southern Banc Company, Inc. is headquartered in Gadsden, Alabama.