American Funds 2015 Target Date Retirement Income Fund® Class F-1 

This fund aims for a triple objective: capital appreciation, consistent income generation, and the safeguarding of initial capital. Following its target date, the fund typically allocates a greater proportion of its holdings to fixed income, equity-income, and balanced portfolios. The advisor pursues these aims by strategically investing in a diverse array of American Funds, utilizing various combinations and weightings. These underlying American Funds encompass a spectrum of categories, such as growth-and-income, equity-income, balanced, and fixed-income funds. Each of these categories is designed to achieve distinct investment objectives.