T. Rowe Price Retirement 2025 Fund Class R 

This fund's primary objective is to achieve the greatest possible overall return over the long term, balancing both the appreciation of its principal and the generation of income. It strategically invests in a broad array of T. Rowe Price mutual funds, encompassing various stock and bond categories, thus ensuring diversification across numerous asset classes and market segments. The fund's asset allocation among these underlying investments is dynamically managed, shifting its holdings as its specific target retirement date approaches. Named for its target year of 2025, the fund's investment approach is tailored for individuals anticipating retirement at age 65 around that time.