Vienna Insurance Group 

Vienna Insurance Group AG (VNRGF), along with its various subsidiary entities, delivers an extensive array of insurance products and services. Its core business encompasses life, health, and property & casualty segments, primarily serving markets across Central and Eastern Europe. The group's comprehensive product range includes specialized coverage for motor vehicle damage, railway and aircraft hull damage, transport liabilities, and protection against fire and natural catastrophes. It also offers diverse forms of third-party liability insurance, including carrier and general liability, alongside credit, guarantee, and legal expense policies. Furthermore, the company provides assistance services, marine and aviation coverage, travel health insurance, and damage protection for sea, lake, and river vessels. In addition to direct insurance, the company is involved in offering reinsurance solutions. These insurance products are distributed through a multi-channel network consisting of its own sales personnel, collaborating banks, independent brokers, and authorized agents. The group's operational presence extends to a wide geographic area, including Austria, the Czech Republic, Slovakia, Poland, Romania, the Baltic states, Hungary, Bulgaria, Turkey, Georgia, Albania, Kosovo, Bosnia-Herzegovina, Croatia, North Macedonia, Moldova, Serbia, Ukraine, Germany, and Liechtenstein. Established in 1824, Vienna Insurance Group AG maintains its principal office in Vienna, Austria, and ultimately functions as a subsidiary of Wiener Stadtische Wechselseitiger Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group.