XTM 

XTM Inc. is a leading financial technology company specializing in providing rapid access to earned wages and tips for employees within the hospitality and personal care industries. The firm's flagship product, known as "Today Solution," is a tailored platform specifically designed for business owners and their staff in sectors like restaurants and personal care services. This comprehensive offering integrates a complimentary mobile application with a branded Visa or Mastercard debit card, facilitating seamless and instant payouts. Founded in 2005, the company was initially known as Extreme Corp Makeover Inc. before officially rebranding to XTM Inc. in October 2006. Its corporate headquarters are located in Toronto, Canada.