Great-West Lifeco 

Great-West Lifeco functions as a diversified financial services company, delivering a comprehensive suite of products and services. These offerings include various types of insurance (life and health), retirement planning solutions, asset management, recordkeeping for retirement plans, and reinsurance. Its operations are geographically spread across Canada, the United States, and Europe. In Canada, the company's domestic segment is a major earnings driver, contributing approximately 31% of adjusted earnings. Here, Great-West Lifeco holds leading market positions in group insurance, group retirement programs, and individual insurance policies. The U.S. market also plays a significant role, generating roughly 26% of adjusted earnings. Within the United States, the company is notably a dominant player in the recordkeeping sector, managing the nation's second-largest operation under its Empower brand. Europe constitutes another key region, with its segment accounting for around 21% of adjusted earnings. Great-West Lifeco maintains a strong foothold across several European countries, with a particularly robust presence in the United Kingdom, Ireland, and Germany, where it provides a diverse range of products. Finally, the standalone reinsurance business contributes a considerable portion to the overall adjusted earnings, making up about 22%.