Optimumbank 

$5.87
4
+$0.19+3.35% Wednesday 19:59
+$0.02+0.43%Wednesday 20:04After hours

Statistics

Day High
5.9
Day Low
5.89
52W High
5.9
52W Low
3.91
Volume
538
Avg. Volume
-
Mkt Cap
72.02M
P/E Ratio
9.85
Dividend Yield
-
Dividend
-

Upcoming

Earnings

11AugExpected
Q4 2024
Q1 2025
Q2 2025
Q3 2025
Q4 2025
Q1 2026
Next
0.15
0.21
0.26
0.32
Expected EPS
0.206667
Actual EPS
N/A

Financials

20.23%Profit Margin
Profitable
2017
2018
2019
2020
2021
2022
19.88MRevenue
4.02MNet Income

Analyst Ratings

6.50Average Price Target
The highest estimate is 6.50.
From 2 ratings within the last 6 months. This is not an investment recommendation.
Buy
100%
Hold
0%
Sell
0%

People Also Follow

This list is based on the watchlists of people on Stock Events who follow OPHC. It's not an investment recommendation.

Competitors

This list is an analysis based on recent market events. It's not an investment recommendation.
Bank Of America
BAC
Mkt Cap416.78B
Bank of America is a major banking institution offering similar banking services, competing in the same market for customers.
Wells Fargo
WFC
Mkt Cap261.68B
Wells Fargo is a large banking and financial services company that competes with Optimumbank in providing banking, loans, and investment services.
JPMorgan Chase
JPM
Mkt Cap896.22B
JPMorgan Chase is one of the largest banking institutions in the United States, offering a wide range of financial services that directly compete with those of Optimumbank.
Citigroup
C
Mkt Cap238.73B
Citigroup offers a broad spectrum of financial services and products, competing with Optimumbank in both personal and commercial banking sectors.
U.S. Bancorp.
USB
Mkt Cap96.16B
U.S. Bancorp operates as a diversified financial services company, providing similar banking and financial products as Optimumbank.
PNC Financial Services Group
PNC
Mkt Cap100.19B
PNC Financial Services offers a wide range of financial services, including banking services that compete with Optimumbank.
Capital One Financial
COF
Mkt Cap126.36B
Capital One is a diversified bank that offers products and services that directly compete with Optimumbank's offerings.
Beacon Financial
BBT
Mkt Cap2.53B
Truist Financial Corporation (formerly BB&T Corporation) provides banking and trust services that compete with Optimumbank.
Fifth Third Bancorp
FITB
Mkt Cap51.8B
Fifth Third Bancorp is a diversified financial services company that competes with Optimumbank in the commercial and personal banking sectors.
Keycorp
KEY
Mkt Cap24.85B
KeyCorp is a bank-based financial services company providing a range of retail and commercial banking products, competing with Optimumbank.

About

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
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CEO
Mr. Moishe Gubin CPA
Employees
98
Country
United States
ISIN
US68401P4037

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FAQ

What is Optimumbank stock price today?
The current price of OPHC is $5.87 USD — it has increased by +3.35% in the past 24 hours. Watch Optimumbank stock price performance more closely on the chart.
What is Optimumbank stock ticker?
Depending on the exchange, the stock ticker may vary. For instance, on XASE exchange Optimumbank stocks are traded under the ticker OPHC.
Is Optimumbank stock price growing?
OPHC stock has risen by +2.44% compared to the previous week, the month change is a +6.73% rise, over the last year Optimumbank has showed a +28.45% increase.
What is Optimumbank market cap?
Today Optimumbank has the market capitalization of 72.02M
When is the next Optimumbank earnings date?
Optimumbank is going to release the next earnings report on August 11, 2026.
What were Optimumbank earnings last quarter?
OPHC earnings for the last quarter are 0.2 USD per share, whereas the estimation was 0.19 USD resulting in a +3.45% surprise. The estimated earnings for the next quarter are N/A USD per share.
What is Optimumbank revenue for the last year?
Optimumbank revenue for the last year amounts to 19.88M USD.
What is Optimumbank net income for the last year?
OPHC net income for the last year is 4.02M USD.
How many employees does Optimumbank have?
As of July 09, 2026, the company has 98 employees.
In which sector is Optimumbank located?
Optimumbank operates in the Finance & Payments sector.
When did Optimumbank complete a stock split?
The last stock split for Optimumbank was on January 12, 2016 with a ratio of 1:10.
Where is Optimumbank headquartered?
Optimumbank is headquartered in Fort Lauderdale, United States.