T. Rowe Price Retirement 2055 Fund – Advisor Class 

This investment vehicle is designed to achieve the highest possible total return over the long term, balancing capital appreciation with income generation. It operates by allocating its assets across a diverse array of other T. Rowe Price mutual funds, which collectively encompass a wide range of stock and bond asset classes and market sectors. The portfolio's composition, specifically its allocation among these underlying funds, will dynamically shift over time as it approaches its designated target retirement date. True to its name, the fund is meticulously managed with a specific retirement year in mind—2055—and is based on the assumption that investors will retire at age 65.