Pear Tree Quality Fund Institutional Shares 

Under standard market conditions, this fund commits a minimum of 80% of its total net assets to stocks issued by companies based in the United States. Its primary strategy involves purchasing shares of large corporations, specifically those with a market valuation exceeding $5 billion at the point of acquisition. The portfolio frequently incorporates American Depositary Receipts. Additionally, it has the discretion to invest in derivatives, which are financial instruments whose worth is linked to, or determined by, the fluctuations in value of other assets like securities, foreign exchange rates, or market benchmarks. This fund operates as a non-diversified investment vehicle.