T&D 

T&D Holdings, Inc., operating primarily in Japan through its subsidiaries, delivers a broad spectrum of life insurance products and services. It addresses various client needs: household customers receive extensive protection like death benefits and medical/nursing care via in-house sales; small and medium enterprises (SMEs) can obtain term life and disability insurance through both internal representatives and external agents; and the independent insurance agent market is served with savings and protection-oriented products distributed via financial institutions and insurance shops. The company also offers pet and family insurance. Its service portfolio extends to policyholder verification, general insurance agency operations, and health/medical research. Furthermore, T&D Holdings provides investment management, advisory, and trust services, alongside leasing and credit guarantee solutions. Administrative support for life insurance policies, encompassing document preparation, modification, secure storage, distribution, and securities delivery, is also offered, as are computer software and system services. Founded in 2004, its corporate base is located in Tokyo, Japan.