T&D 

T&D Holdings, Inc., a Tokyo-based company established in 2004, is a key provider of life insurance products and associated services, primarily operating within Japan. The company offers a diverse portfolio of insurance solutions tailored for different customer segments: extensive coverage, including death benefits and healthcare products, is provided to individual households through direct sales teams; term life and disability insurance are available to small and medium-sized businesses via both in-house representatives and external agents; and savings and protection policies are distributed to the independent insurance agent market through financial institutions and specialized insurance retailers. Furthermore, T&D Holdings extends its offerings to include pet and family insurance. Beyond its core insurance activities, the company also delivers a suite of ancillary services, such as policyholder verification, insurance brokerage, health and medical research, investment management, advisory, and trust services, as well as leasing and credit guarantees. It additionally manages life insurance policy administration, covering drafting, amendments, custody, and distribution, and provides computer software and system support.