Upstart 

$40.07
1519
+$0.82+2.09% Today

Statistics

Day High
40.57
Day Low
38.97
52W High
96.43
52W Low
31.4
Volume
791,544
Avg. Volume
5,135,957
Mkt Cap
3.9B
P/E Ratio
-
Dividend Yield
-
Dividend
-

Upcoming

Earnings

10FebExpected
Q2 2024
Q3 2024
Q4 2024
Q1 2025
Q2 2025
Q3 2025
Next
-0.39
-0.09
0.22
0.52
Expected EPS
0.460631
Actual EPS
N/A

Financials

-20.2%Profit Margin
Unprofitable
2019
2020
2021
2022
2023
2024
1.27BRevenue
-257.16MNet Income

Analyst Ratings

$64.17Average Price Target
The highest estimate is 80.00.
From 7 ratings within the last 6 months. This is not an investment recommendation.
Buy
57%
Hold
29%
Sell
14%

People Also Follow

This list is based on the watchlists of people on Stock Events who follow UPST. It's not an investment recommendation.

Competitors

This list is an analysis based on recent market events. It's not an investment recommendation.
Affirm
AFRM
Mkt Cap23.73B
Affirm Holdings operates in the same space of digital and mobile-first financial technology services, offering loan origination and AI-driven credit underwriting, directly competing with Upstart's core business.
SoFi Technologies
SOFI
Mkt Cap35.75B
SoFi Technologies provides a range of financial services from personal loans to investing, directly competing with Upstart in the personal and student loan refinancing market.
LendingClub
LC
Mkt Cap2.01B
LendingClub Corporation is a direct competitor in the personal loan space, offering similar loan origination services and credit solutions as Upstart.
PayPal
PYPL
Mkt Cap64.81B
PayPal Holdings, Inc. has expanded into credit services and small business financing, positioning it as a competitor in the financial technology space alongside Upstart.
Goldman Sachs Group
GS
Mkt Cap243.76B
Goldman Sachs Group, Inc., through its Marcus by Goldman Sachs online banking and lending services, competes in the personal loan and financial products market similar to Upstart.
Intuit
INTU
Mkt Cap186.12B
Intuit Inc., with its TurboTax, QuickBooks, and Credit Karma platforms, offers financial and credit services that overlap with Upstart's market, particularly in credit decisioning and personal finance.
Fair Isaac
FICO
Mkt Cap39.83B
Fair Isaac Corporation, the creator of the FICO score, competes with Upstart in the credit scoring and risk assessment market, although Upstart also uses alternative data for credit decisions.
JPMorgan Chase
JPM
Mkt Cap846.93B
JPMorgan Chase & Co., through its extensive banking and financial services, competes indirectly by offering personal loans and credit products that serve similar markets as Upstart.
Capital One Financial
COF
Mkt Cap139.85B
Capital One Financial Corporation, as a large bank and credit card issuer, competes in providing personal loans and credit services, overlapping with Upstart's target market.

About

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
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CEO
Mr. David J. Girouard
Employees
1193
Country
US
ISIN
US91680M1071

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FAQ

What is Upstart stock price today?
The current price of UPST is $40.07 USD — it has increased by +2.09% in the past 24 hours. Watch Upstart stock price performance more closely on the chart.
What is Upstart stock ticker?
Depending on the exchange, the stock ticker may vary. For instance, on exchange Upstart stocks are traded under the ticker UPST.
Is Upstart stock price growing?
UPST stock has fallen by -14.45% compared to the previous week, the month change is a -14.3% fall, over the last year Upstart has showed a -39.32% decrease.
What is Upstart market cap?
Today Upstart has the market capitalization of 3.9B
When is the next Upstart earnings date?
Upstart is going to release the next earnings report on February 10, 2026.
What were Upstart earnings last quarter?
UPST earnings for the last quarter are 0.52 USD per share, whereas the estimation was 0.43 USD resulting in a +21.92% surprise. The estimated earnings for the next quarter are N/A USD per share.
What is Upstart revenue for the last year?
Upstart revenue for the last year amounts to 1.27B USD.
What is Upstart net income for the last year?
UPST net income for the last year is -257.16M USD.
How many employees does Upstart have?
As of February 02, 2026, the company has 1,193 employees.
In which sector is Upstart located?
Upstart operates in the Financials sector.
When did Upstart complete a stock split?
The last stock split for Upstart was on June 19, 2012 with a ratio of 1:52.4846.
Where is Upstart headquartered?
Upstart is headquartered in San Mateo, US.