Stock Events

Stock Events

Upstart 

$28.05
1599
-$0.47-1.65% Friday 20:00
-$0.05-0.18%Friday 23:59After hours

Statistics

Day High
28.24
Day Low
27.66
52W High
71.38
52W Low
23.97
Volume
2,905,182
Avg. Volume
4,318,284
Mkt Cap
2.73B
P/E Ratio
81.85
Dividend Yield
-
Dividend
-

Upcoming

Earnings

10NovExpected
Q1 2025
Q2 2025
Q3 2025
Q4 2025
Q1 2026
Q2 2026
Next
-0.07
0.13
0.32
0.52
Expected EPS
0.20038
Actual EPS
N/A

Financials

5.13%Profit Margin
Profitable
2020
2021
2022
2023
2024
2025
1.04BRevenue
53.6MNet Income

Analyst Ratings

47.83Average Price Target
The highest estimate is 61.00.
From 6 ratings within the last 6 months. This is not an investment recommendation.
Buy
83%
Hold
17%
Sell
0%

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Competitors

This list is an analysis based on recent market events. It's not an investment recommendation.
Affirm
AFRM
Mkt Cap26.24B
Affirm Holdings operates in the same space of digital and mobile-first financial technology services, offering loan origination and AI-driven credit underwriting, directly competing with Upstart's core business.
SoFi Technologies
SOFI
Mkt Cap23.33B
SoFi Technologies provides a range of financial services from personal loans to investing, directly competing with Upstart in the personal and student loan refinancing market.
PayPal
PYPL
Mkt Cap45.9B
PayPal Holdings, Inc. has expanded into credit services and small business financing, positioning it as a competitor in the financial technology space alongside Upstart.
Goldman Sachs Group
GS
Mkt Cap301.07B
Goldman Sachs Group, Inc., through its Marcus by Goldman Sachs online banking and lending services, competes in the personal loan and financial products market similar to Upstart.
Intuit
INTU
Mkt Cap97.94B
Intuit Inc., with its TurboTax, QuickBooks, and Credit Karma platforms, offers financial and credit services that overlap with Upstart's market, particularly in credit decisioning and personal finance.
Fair Isaac
FICO
Mkt Cap24.91B
Fair Isaac Corporation, the creator of the FICO score, competes with Upstart in the credit scoring and risk assessment market, although Upstart also uses alternative data for credit decisions.
JPMorgan Chase
JPM
Mkt Cap950.62B
JPMorgan Chase & Co., through its extensive banking and financial services, competes indirectly by offering personal loans and credit products that serve similar markets as Upstart.
Capital One Financial
COF
Mkt Cap132.31B
Capital One Financial Corporation, as a large bank and credit card issuer, competes in providing personal loans and credit services, overlapping with Upstart's target market.

About

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
Show more...
CEO
Paul Gu
Employees
1405
Country
United States
ISIN
US91680M1071
WKN
000A2QJL7

Listings

XNAS
US
UPST
STU
DE
855.STU
XETRA
DE
855.XETRA
MU
DE
855.MU

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FAQ

What is Upstart stock price today?▼
The current price of UPST is $28.05 USD — it has decreased by -1.65% in the past 24 hours. Watch Upstart stock price performance more closely on the chart.
What is Upstart stock ticker?▼
Depending on the exchange, the stock ticker may vary. For instance, on XNAS exchange Upstart stocks are traded under the ticker UPST.
Is Upstart stock price growing?▼
UPST stock has fallen by -3.54% compared to the previous week, the month change is a -7.12% fall, over the last year Upstart has showed a -58.07% decrease.
What is Upstart market cap?▼
Today Upstart has the market capitalization of 2.73B
When is the next Upstart earnings date?▼
Upstart is going to release the next earnings report on November 10, 2026.
What were Upstart earnings last quarter?▼
UPST earnings for the last quarter are 0.16 USD per share, whereas the estimation was 0.18 USD resulting in a -10.2% surprise. The estimated earnings for the next quarter are N/A USD per share.
What is Upstart revenue for the last year?▼
Upstart revenue for the last year amounts to 1.04B USD.
What is Upstart net income for the last year?▼
UPST net income for the last year is 53.6M USD.
How many employees does Upstart have?▼
As of September 05, 2026, the company has 1,405 employees.
In which sector is Upstart located?▼
Upstart operates in the Finance & Payments sector.
When did Upstart complete a stock split?▼
The last stock split for Upstart was on June 19, 2012 with a ratio of 1:52.4846.
Where is Upstart headquartered?▼
Upstart is headquartered in SAN MATEO, United States.