Upstart 

$31.17
1551
-$0.91-2.84% Tuesday 20:00

Statistics

Day High
32.54
Day Low
31.03
52W High
84.13
52W Low
24.22
Volume
6,133,901
Avg. Volume
-
Mkt Cap
3.06B
P/E Ratio
72.76
Dividend Yield
-
Dividend
-

Upcoming

Earnings

11AugExpected
Q4 2024
Q1 2025
Q2 2025
Q3 2025
Q4 2025
Q1 2026
Next
-0.04
0.16
0.35
0.55
Expected EPS
0.551656
Actual EPS
N/A

Financials

5.13%Profit Margin
Profitable
2020
2021
2022
2023
2024
2025
2.09BRevenue
107.2MNet Income

Analyst Ratings

38.29Average Price Target
The highest estimate is 51.00.
From 7 ratings within the last 6 months. This is not an investment recommendation.
Buy
57%
Hold
43%
Sell
0%

People Also Follow

This list is based on the watchlists of people on Stock Events who follow UPST. It's not an investment recommendation.

Competitors

This list is an analysis based on recent market events. It's not an investment recommendation.
Affirm
AFRM
Mkt Cap22.5B
Affirm Holdings operates in the same space of digital and mobile-first financial technology services, offering loan origination and AI-driven credit underwriting, directly competing with Upstart's core business.
SoFi Technologies
SOFI
Mkt Cap21.05B
SoFi Technologies provides a range of financial services from personal loans to investing, directly competing with Upstart in the personal and student loan refinancing market.
LendingClub
LC
Mkt Cap1.97B
LendingClub Corporation is a direct competitor in the personal loan space, offering similar loan origination services and credit solutions as Upstart.
PayPal
PYPL
Mkt Cap45.38B
PayPal Holdings, Inc. has expanded into credit services and small business financing, positioning it as a competitor in the financial technology space alongside Upstart.
Goldman Sachs Group
GS
Mkt Cap274.11B
Goldman Sachs Group, Inc., through its Marcus by Goldman Sachs online banking and lending services, competes in the personal loan and financial products market similar to Upstart.
Intuit
INTU
Mkt Cap111.04B
Intuit Inc., with its TurboTax, QuickBooks, and Credit Karma platforms, offers financial and credit services that overlap with Upstart's market, particularly in credit decisioning and personal finance.
Fair Isaac
FICO
Mkt Cap24.01B
Fair Isaac Corporation, the creator of the FICO score, competes with Upstart in the credit scoring and risk assessment market, although Upstart also uses alternative data for credit decisions.
JPMorgan Chase
JPM
Mkt Cap837.26B
JPMorgan Chase & Co., through its extensive banking and financial services, competes indirectly by offering personal loans and credit products that serve similar markets as Upstart.
Capital One Financial
COF
Mkt Cap121.71B
Capital One Financial Corporation, as a large bank and credit card issuer, competes in providing personal loans and credit services, overlapping with Upstart's target market.

About

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
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CEO
Mr. David J. Girouard
Employees
1193
Country
United States
ISIN
US91680M1071

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FAQ

What is Upstart stock price today?
The current price of UPST is $31.17 USD — it has decreased by -2.84% in the past 24 hours. Watch Upstart stock price performance more closely on the chart.
What is Upstart stock ticker?
Depending on the exchange, the stock ticker may vary. For instance, on exchange Upstart stocks are traded under the ticker UPST.
Is Upstart stock price growing?
UPST stock has risen by +2.26% compared to the previous week, the month change is a +15.83% rise, over the last year Upstart has showed a -39.36% decrease.
What is Upstart market cap?
Today Upstart has the market capitalization of 3.06B
When is the next Upstart earnings date?
Upstart is going to release the next earnings report on August 11, 2026.
What were Upstart earnings last quarter?
UPST earnings for the last quarter are 0.31 USD per share, whereas the estimation was 0.39 USD resulting in a -20.67% surprise. The estimated earnings for the next quarter are N/A USD per share.
What is Upstart revenue for the last year?
Upstart revenue for the last year amounts to 2.09B USD.
What is Upstart net income for the last year?
UPST net income for the last year is 107.2M USD.
How many employees does Upstart have?
As of May 06, 2026, the company has 1,193 employees.
In which sector is Upstart located?
Upstart operates in the Finance & Payments sector.
When did Upstart complete a stock split?
The last stock split for Upstart was on June 19, 2012 with a ratio of 1:52.4846.
Where is Upstart headquartered?
Upstart is headquartered in San Mateo, United States.