Zip Co Limited 

Zip Co Limited is a company specializing in innovative digital financial and payment services, catering to both individual consumers and small-to-medium sized enterprises (SMEs). Its global footprint spans numerous countries across multiple continents, including Australia, North America (Canada, Mexico, United States), Europe (Czech Republic, Poland, United Kingdom), the Middle East (Saudi Arabia, Turkey, UAE), Asia (Singapore), Africa (South Africa), and Oceania (New Zealand). Its operational structure is divided into five key segments: APAC, Americas, EMEA, Zip Business, and Corporate, facilitating its extensive global reach. For its SME clientele, Zip Co provides unsecured lending options and flexible lines of credit. Furthermore, it empowers consumers with its 'Buy Now, Pay Later' (BNPL) services, enabling them to access credit lines and installment payment options for both online and in-person purchases. Originally incorporated in 2009 under the name ZipMoney Limited, the company rebranded to Zip Co Limited in December 2017. It maintains its corporate headquarters in Sydney, Australia.