First Citizens Bancshares (NC) 

First Citizens BancShares, Inc. functions as the parent organization for First-Citizens Bank & Trust Company, offering a wide array of retail and commercial banking services to individuals, businesses, and professional clients. Its range of deposit solutions features checking, savings, money market, and time deposit accounts. The lending portfolio is extensive, covering commercial financing for construction and land development, mortgages, general commercial and industrial needs, and lease agreements, alongside Small Business Administration Paycheck Protection Program loans. For consumers, it extends credit for residential and revolving mortgages, construction and land development projects, vehicle purchases, and various other personal requirements. Furthermore, the company provides treasury management, cardholder and merchant services, and comprehensive wealth management. Investment offerings span annuities, discount brokerage, third-party mutual funds, and bespoke investment management and advisory. Additional specialized financial provisions include defined benefit and contribution plans, insurance, private banking, trust, fiduciary, philanthropic guidance, and special asset services. Access to these diverse products and services is facilitated through a robust branch network, digital and telephone banking platforms, and an array of ATM networks. By the close of 2021, specifically December 31st, the bank maintained 529 branches across twenty states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, First Citizens BancShares, Inc. has its headquarters situated in Raleigh, North Carolina.