Along with its subsidiaries, OTP Bank Nyrt. functions as a commercial bank, offering a comprehensive suite of financial services to a diverse clientele, encompassing retail customers, corporate entities, agricultural enterprises, and both private and institutional investors, domestically in Hungary and across international markets. Its product portfolio features a diverse array of accounts, including current, foreign currency, securities, long-term investment, and retirement savings options. The bank also issues personal and business cards, and extends various credit facilities such as agricultural, mortgage, and housing loans, in addition to overdrafts. Investment opportunities are also provided, covering government and fixed-income bonds, mutual funds, shares, certificates, and facilitating stock exchange orders. Beyond this, the company offers extensive cash management solutions, including domestic and international transfers, batch payments, liquidity management, and financing services. Its broader service portfolio extends to real estate development, leasing, and management, alongside wealth planning, commercial factoring, refinancing, finance leasing, housing savings, fund management, and a suite of e-services. Clients can access these services via internet, mobile, SMS, and telephone banking, as well as through dedicated private banking. As of December 31, 2021, OTP Bank Nyrt. boasted a substantial operational presence, with 1,455 branches and 4,697 ATMs. Established in 1949, the company maintains its headquarters in Budapest, Hungary.