Turkiye Garanti Bankasi A.S. 

Turkiye Garanti Bankasi A.S. (TGB), headquartered in Istanbul, Turkey, is a comprehensive financial institution that has been providing a wide array of banking and financial services since its founding in 1946. The bank offers a diverse range of deposit options, including standard checking and savings accounts, various time and term deposits, along with specialized structured, ELMA, and gold-denominated accounts. Its credit facilities are extensive, spanning personal loans such as general purpose, auto, housing, and mortgage, as well as business financing for SMEs, working capital, installment loans, foreign currency loans, revolving credit, and financial instruments like letters of guarantee, reference letters, and overdraft accounts. TGB also provides a variety of payment cards and a broad spectrum of insurance products covering automotive, liability, health, unemployment, life, property, individual accident, business premises, fire, freight, engineering, and agricultural risks, alongside pension plans. For investment needs, clients can access mutual funds, government securities (including T-bills and Eurobonds), repurchase agreements (repos), equities, dual currency deposit transactions, Turkish derivatives exchange, and forward transactions, supported by e-trader and taxation services. The bank further assists businesses with cash management solutions and tailored SME-specific products, such as support packages and foreign trade financing and legislation guidance. Additional services include leasing, fleet management, factoring, specialized investment and private banking, payment solutions, safety deposit boxes, and convenient internet and mobile/SMS banking. As of December 31, 2021, TGB operated through an extensive network of 872 branches and 5,401 ATMs. Since May 18, 2022, Turkiye Garanti Bankasi A.S. has been a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.