Erste Bank Polska. 

Santander Bank Polska S.A., operating with its affiliated entities, provides a comprehensive suite of banking and financial services to a broad spectrum of clients, including individual customers, small and medium-sized enterprises, large corporations, and public sector organizations. For personal banking, the institution offers current accounts, various deposit options, currency exchange services, and modern digital banking tools such as internet and mobile banking, alongside mobile contactless payment solutions and diverse credit products. The bank also caters to investment needs by providing advisory services, structured financial instruments like deposits, certificates, and bonds, and brokerage services. Its offerings for business and institutional clients are extensive, encompassing corporate accounts, a range of business loans and credit facilities, payment solutions including cards and terminals, deposit and investment opportunities, and support for foreign trade and financial market activities. Additionally, it provides leasing, internet banking, transaction processing, liquidity management, a variety of guarantees (export, import, domestic, and foreign), and financing for both working capital and investment projects. Furthermore, Santander Bank Polska S.A. delivers specialized services such as foreign exchange, financial risk hedging, correspondence banking, trade finance, and trust services. It also develops bespoke solutions for other financial institutions and facilitates global banking transactions. Complementing these, the bank offers debt and rating advisory services, as well as capital market and debt capital solutions. Founded in 1857 and headquartered in Warsaw, Poland, the bank is a subsidiary of Banco Santander S.A. As of December 31, 2021, it operated a network comprising 383 branches.