Citizens Financial Group 

Citizens Financial Group, Inc. (CFG-PE) acts as a bank holding company for Citizens Bank, National Association, providing an extensive range of retail and commercial banking solutions across the United States. Its offerings cater to a diverse client base, including individual consumers, small and mid-sized businesses, larger corporations, and institutional entities. The company's operations are divided into two main segments: Consumer Banking and Commercial Banking. The Consumer Banking division offers a wide array of personal financial products, such as various deposit accounts, home financing options like mortgages and home equity loans, credit cards, business loans for smaller enterprises, and comprehensive wealth management and investment advisory services. It also facilitates auto, education, and point-of-sale financing, complemented by digital-first deposit products. Clients in this segment can access services via telephone support centers, as well as through advanced online and mobile platforms. Conversely, the Commercial Banking segment delivers sophisticated financial products and services specifically designed for businesses and institutions. Its portfolio includes lending and leasing arrangements, treasury and deposit management solutions, foreign exchange services, and instruments for managing interest rate and commodity risks. Additionally, it specializes in syndicated loans, corporate finance, mergers and acquisitions advisory, and capital markets services for debt and equity. This division supports a broad spectrum of industries, including government bodies, non-profit organizations, healthcare, technology, professional services, oil and gas, various asset finance sectors, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. Citizens Financial Group maintains a significant physical presence, operating approximately 1,200 branch locations spanning 14 states and the District of Columbia. The company also manages 114 non-branch retail and commercial offices in national markets and supports its customer base with roughly 3,300 automated teller machines. Established in 1828, Citizens Financial Group, Inc. was previously known as RBS Citizens Financial Group, Inc. before officially adopting its current name in April 2014. Its corporate headquarters are located in Providence, Rhode Island.