Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.

CEO

Mr. Dinggui Yan

Employees

1028

Country

Cayman Islands

ISIN

US47737C1045

Listings

2 Comments

Jens3 weeks ago

Quick DD on JFIN for anyone looking: Trading at ~0.93x trailing P/E with a ~20% dividend yield at current prices (~$4). Full-year 2025: Loan facilitation volume +28% YoY, net income +45% YoY — still solid growth despite regulatory tightening. Q4 was weak (revenue -22%, net income -63% YoY) as management deliberately prioritized asset quality and compliance after new fintech rules took effect in Oct 2025. Q1 2026 guidance is conservative (loan volume RMB 18.5–19.5B). Tomorrow’s results will show if the bottoming process is starting. Key positives: High ROE (~40%), strong repeat-borrower ratio, ongoing AI/risk tech investment, and active shareholder returns (dividends + buybacks). Main risks: Ongoing Chinese regulatory pressure, potential margin compression, and typical China/ADR volatility + thin liquidity. Extremely cheap valuation if they can stabilize earnings. High risk/reward setup. Earnings tomorrow will be important.

Jens6 months ago

This stock is extremely undervalued. Take a look at the P/E, EPS, and debt to assets ratio. Trading bellow $7 at the moment, I consider this stock to have a considerable upside. Not investment advise. Do your own Due Diligence. Use artificial intelligence, like Grok and/or ChatGPT. Ask them to analyse $JFIN.

FAQ

What is Jiayin Group stock price today?▼

The current price of JFIN is $2.93 USD — it has increased by +0.34% in the past 24 hours. Watch Jiayin Group stock price performance more closely on the chart.

What is Jiayin Group stock ticker?▼

Depending on the exchange, the stock ticker may vary. For instance, on XNAS exchange Jiayin Group stocks are traded under the ticker JFIN.

Is Jiayin Group stock price growing?▼

JFIN stock has risen by +2.1% compared to the previous week, the month change is a -26.82% fall, over the last year Jiayin Group has showed a -84.09% decrease.

What is Jiayin Group market cap?▼

Today Jiayin Group has the market capitalization of 153.33M

What were Jiayin Group earnings last quarter?▼

JFIN earnings for the last quarter are 1.36 USD per share, whereas the estimation was N/A USD resulting in a N/A surprise. The estimated earnings for the next quarter are N/A USD per share.

What is Jiayin Group revenue for the last year?▼

Jiayin Group revenue for the last year amounts to 870.33M USD.

What is Jiayin Group net income for the last year?▼

JFIN net income for the last year is 214.08M USD.

Does Jiayin Group pay dividends?▼

Yes, JFIN dividends are paid annual. The last dividend per share was 0.8 USD. As of today, Dividend Yield (FWD)% is 26.67%.

How many employees does Jiayin Group have?▼

As of July 10, 2026, the company has 1,028 employees.

In which sector is Jiayin Group located?▼

Jiayin Group operates in the Finance & Payments sector.

When did Jiayin Group complete a stock split?▼

Jiayin Group has not had any recent stock splits.

Where is Jiayin Group headquartered?▼

Jiayin Group is headquartered in Shanghai, Cayman Islands.